Spendy - Privacy Policy

Privacy Policy

Last updated: July 24, 2026

Spendy ("we", "our", or "us") operates the Spendy mobile application. This page informs you of our policies regarding the collection, use, and disclosure of personal information when you use our application.

                Summary: Spendy is a privacy-focused app. All your financial data stays on your device. We do not collect, store, or transmit any of your personal expense data to our servers.
            

Information Collection and Use

The app does not collect any personal information. All data you enter into Spendy (expenses, categories, budgets, notes) is stored locally on your device and never leaves it.

Local Data Storage

All application data is stored locally on your device using secure local storage. This includes:

Expense entries (amount, category, date, notes)
Category preferences
App settings and preferences

You are responsible for backing up your data. Uninstalling the app will delete all local data.

Third-Party Services

The app uses third-party services that may collect information used to identify you:

Google AdMob - for displaying advertisements

Google AdMob may collect:

Device ID
IP address
Advertising ID
Device model and OS version

For more information on how Google handles data, please visit: Google Privacy Policy

Log Data

In the event of an error in the app, we may collect Log Data. This Log Data may include information such as your device IP address, device name, OS version, app configuration, and time and date of the error. This data is used solely for debugging purposes and is not shared with third parties.

Children's Privacy

Spendy does not knowingly collect personal information from children under 13. If we discover that a child under 13 has provided us with personal information, we will delete it immediately. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.

Security

We value your trust in providing us with your information. Since all data is stored locally on your device, the security of your data depends on the security measures you have in place on your device (screen lock, encryption, etc.).

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:

Email: nkunimsolutions@gmail.com